A debt consolidation loan can typically be implemented for up to 7 – 10 years. This can allow you to make one manageable repayment on a regular basis, and save you money, rather than trying to keep track of multiple credit and store cards. You may also be able to bundle your personal debts into home loan, which could allow for a longer-term solution.

Are you looking to utilise the equity in your existing property to grow your property portfolio? If so, we can certainly assist having worked with a number of clients to achieve the same outcome. We can help you identify how much equity you can draw, and how to best structure the financing to achieve your financial goals. Contact ustoday to discuss how you can access the existing equity in your property.

This is a key strength of Ally Home Loans and where we truly excel. We have a significant amount of experience in working with Australian expats living and working abroad. Get in touch with us to discuss how we can assist you and find the right solutions for you as an Australian expat.

Generally speaking, yes you can. The stamp duty payable will vary between each state so be sure to check out our stamp duty calculator here. The stamp duty amount can be added to the principal amount of your loan and your cash deposit can be utilised to cover the stamp duty expense.

Yes, most lenders will allow you to fix a portion of your debt and keep the remainder variable. This could be a valuable strategy when factoring the benefits of offset accounts while maintaining some cash flow certainty. Contact Ally Home Loans to learn more.